Ten Years of Houston Hail, Wind and Storm Damage — Mapped

September 9, 2026 · 14 min · Houston · Humble · Atascocita · Kingwood · Huffman · Crosby · Spring · Cypress · Katy · Sugar Land

Everybody in Houston has an opinion about where the hail hits. We wanted the receipts. So we pulled every hail, damaging-wind and tornado report the National Weather Service logged across Harris County and the fourteen counties around it from 2016 through 2025, mapped all of it, and then compared it against what we actually see on roofs in Humble, Atascocita, Kingwood, Huffman and Crosby. This is that report. Nothing here is an estimate or a marketing number — it is the public NOAA storm record, and you can click through to the source yourself.

The ten-year headline numbers for the Houston metro

Across Harris, Montgomery, Fort Bend, Galveston, Brazoria, Liberty, Chambers, Waller, Austin, San Jacinto, Walker, Grimes, Wharton, Matagorda and Colorado counties, the National Weather Service verified 302 hail reports, 553 damaging thunderstorm-wind reports and 114 tornadoes between January 2016 and December 2025. That is roughly one confirmed severe-weather report somewhere in greater Houston every four days for a decade.

• 302 hail reports — 249 of them at 1 inch (quarter size) or larger, the threshold where asphalt shingles start bruising
• 73 hail reports at 1.75 inches (golf ball) or larger, and 27 at 2 inches or larger
• 553 damaging thunderstorm-wind reports, 74 of them at 70 mph or higher
• 114 tornadoes, with 2017 (47) and 2024 (17) far above every other year
• Harris County alone accounted for 143 hail, 176 wind and 33 tornado reports — more than any other county in the region by a wide margin

Which years actually hurt Houston roofs

Hail does not arrive on a schedule. It arrives in clusters. Two years in this decade produced almost no verified hail in the metro, and two produced more than the rest combined. If your roof is more than seven or eight years old, it has almost certainly lived through at least one of the heavy years.

1. 12024 — 67 hail reports and 105 damaging-wind reports, the worst single year in the decade on both counts
2. 22020 — 49 hail reports, including a 3.5-inch stone near Phelps in Walker County on April 18
3. 32023 — 47 hail reports and 79 damaging-wind reports
4. 42016 — 38 hail reports, opened by a 2.5-inch hailstone in Bellaire on January 8
5. 52019 — 34 hail reports, including 2.5-inch hail in Katy and 1.75-inch hail at Settegast on May 9
6. 62025 — 21 hail reports and 44 damaging-wind reports
7. 72021 — 20 hail reports
8. 82017 — 14 hail reports, but 47 tornadoes and a tropical storm season nobody in Houston forgot
9. 92018 — 10 hail reports
10. 102022 — 2 hail reports, the quietest hail year on record for the region this decade

Hail season in Houston is March, April and May

In the mapped window, more than four out of every five hail reports fell in March, April or May. June adds a smaller second bump. July through September is hurricane and tropical-wind season, not hail season — and December and January produce the occasional surprise, like the 2.5-inch Bellaire stone in January 2016 and the 1-inch hail that hit Humble on December 28, 2024.

• March through May — peak hail. Book inspections early; every roofer in Harris County is booked solid by week two of a hail event.
• June through September — tropical systems, straight-line wind, derechos. Damage shows up as lifted shingles, missing ridge cap and torn flashing rather than bruising.
• October through February — the quiet season, and the best time to replace a roof without waiting behind a storm queue.

Humble, Atascocita, Kingwood, Huffman and Crosby: the northeast corridor

This is our backyard, so we looked at it closely. Inside the box that covers Humble, Atascocita, Kingwood, Porter, Huffman, Crosby and Lake Houston, the storm record for 2016 through 2025 holds 16 verified hail reports, 27 damaging thunderstorm-wind reports at 58 mph or higher, and 8 tornadoes. Add the flash-flood and lightning events and the corridor logged 71 severe-weather events in ten years.

1. 1April 18, 2016 — tornadoes at Lake Houston and Huffman
2. 2March 29, 2017 — 0.75-inch hail at the Lake Houston dam
3. 3August 26, 2017 — tornado at Lake Houston during Hurricane Harvey
4. 4May 3 and May 9, 2019 — hail and 56 mph wind at Humble and Harmaston
5. 5April 18, 2020 — 1.75-inch and 1.25-inch hail over Lake Houston
6. 6January 8-9, 2022 — three tornadoes: Bender, Moonshine Hill and Humble
7. 7June 10 and September 26, 2023 — 50-55 mph wind at Humble and Lake Houston
8. 8December 9, 2023 — 1-inch hail at Humble
9. 9March 21, 2024 — 1-inch hail at Kingwood
10. 10May 2 and May 28, 2024 — 55 mph wind at Huffman and a 65 mph gust at Bush Intercontinental during the derecho week
11. 11December 26-28, 2024 — tornado at Huffman and 1-inch hail at Humble
12. 12May 2, 2025 — three separate hail reports at Huffman, up to 1.25 inches
13. 13May 26 and October 25, 2025 — 50-52 mph wind at Humble and Huffman

Two things stand out. First, the corridor takes far more wind than hail — which matters, because wind damage is the kind adjusters most often write off as wear and tear if nobody documents it. Second, Bush Intercontinental Airport is a reporting station, so the area around 77338, 77396 and 77032 is over-represented in the record simply because there is somebody there to measure it. Empty space on the map means nobody reported hail, not that no hail fell.

Houston ZIP codes we get called to after hail

If your ZIP is on this list, your roof has been under at least one verified severe-weather event in the last ten years. We inspect all of these for free.

• Humble and Atascocita — 77338, 77339, 77345, 77346, 77396
• Kingwood and Porter — 77339, 77345, 77365
• Huffman, Crosby and Lake Houston — 77336, 77532, 77049
• Spring, Klein and The Woodlands — 77373, 77379, 77388, 77389, 77380, 77381, 77382, 77384, 77385
• Cypress and Jersey Village — 77429, 77433, 77040, 77065
• Katy and Fulshear — 77449, 77450, 77493, 77494, 77441
• Sugar Land, Missouri City and Richmond — 77478, 77479, 77498, 77459, 77469
• Memorial, Spring Branch and Energy Corridor — 77024, 77055, 77079, 77080
• River Oaks, West University and Bellaire — 77019, 77005, 77401
• The Heights, Garden Oaks and Oak Forest — 77007, 77008, 77009, 77018, 77092
• Pearland, Friendswood and Clear Lake — 77581, 77584, 77546, 77058, 77059
• Baytown, Highlands and Channelview — 77521, 77562, 77530
• League City, Dickinson and Galveston County — 77573, 77539, 77546
• Conroe, Magnolia and Montgomery County — 77301, 77304, 77302, 77354, 77384

The insurance side: what actually decides whether your roof gets paid

We are roofers, not agents, and we are not going to grade insurance companies on a curve we made up. What we can tell you is what we watch play out on Houston roofs every spring, and where you can look up a carrier's real complaint record yourself. The Texas Department of Insurance publishes a company lookup and complaint index for every carrier licensed in Texas — that is the honest answer to 'who pays claims,' and it is free.

The carriers we most often deal with on Houston-area roof claims are the ones with the biggest Texas homeowners footprints: State Farm, Allstate, Farmers, USAA, Liberty Mutual, Travelers, Nationwide, Progressive, Chubb, Texas Farm Bureau, Foremost, Homeowners of America, and the Texas FAIR Plan for homes that cannot get standard coverage. Whether your claim goes smoothly has far less to do with the logo on the policy than with four clauses inside it.

1. Your wind and hail deductible is probably a percentage, not a dollar figure

Most Texas homeowners policies written in the last decade carry a separate wind/hail deductible set at 1%, 2% or 5% of the dwelling coverage — not the flat $1,000 you have for a kitchen fire. On a home insured for $400,000, a 2% wind/hail deductible is $8,000 out of pocket before the carrier pays a cent. Read the declarations page before you file. If the repair is close to the deductible, filing may cost you more in premium than it returns.

2. ACV vs. RCV on the roof specifically

Replacement cost value pays what a new roof costs today. Actual cash value pays that minus depreciation for the age of the roof — on a fifteen-year-old shingle roof that can be more than half. Many Texas carriers have quietly moved roofs onto ACV-only endorsements or a 'roof payment schedule' that steps the payout down year by year, even when the rest of the house is on RCV. Find the roof endorsement in your policy. That single page decides the size of your check.

3. Cosmetic damage exclusions

A cosmetic damage waiver or exclusion lets the carrier decline hail dents that do not, in their determination, affect function. It shows up most often on metal roofs, gutters and vents. It is legal in Texas and it is usually optional at purchase — you can often buy it back off the policy at renewal.

4. The deadline nobody reads

Texas policies commonly require prompt notice of a loss, and Texas law has tightened the timeline and notice requirements for weather claims and for suits against insurers. Practically: report the storm date, not the day you noticed the leak, and report it within weeks — not the following spring. Every month you wait makes it easier for an adjuster to argue the damage came from a storm your policy no longer covers, or from age.

What we do when a storm hits your street

1. 1Emergency tarping first. If water is coming in, we stop it before anybody talks about paperwork.
2. 2Full photo inspection — every slope, every penetration, soft metal, gutters, screens, fence caps and the AC condenser, because collateral damage is what convinces an adjuster hail actually fell here.
3. 3We match your address to the NOAA storm record and give you the date and reported hail size for your area, so the claim has a storm behind it.
4. 4You get the photo set whether or not you ever hire us. It is your house and your evidence.
5. 5If you file, we meet the adjuster on the roof and walk the damage with them.
6. 6GAF Certified™ installation, and we handle the supplement paperwork when the first scope misses line items.

Emergency storm roof repair across Houston

Active leak, missing shingles, a tree on the roof, wind-lifted decking, blown-off ridge cap — those move to the front of the schedule. We cover Humble, Atascocita, Kingwood, Huffman, Crosby, Spring, Klein, The Woodlands, Cypress, Katy, Sugar Land, Memorial, River Oaks, the Heights, Pearland, Baytown, League City and out into East Texas. Call, and if it is after a metro-wide event, call anyway — we triage by water, not by order of arrival.

Empty space on a hail map means nobody reported it. It does not mean your roof is fine.

How this analysis was built

Every figure above comes from the NOAA National Centers for Environmental Information Storm Events Database, the official public archive of severe weather reports verified by National Weather Service forecast offices. We filtered to Texas, to the fifteen counties in and around the Houston metro, and to the years 2016 through 2025, then plotted the latitude and longitude of every hail, damaging-wind and tornado report. The heat map window is slightly wider than the county tally so the edges of the metro do not get cut off. We did not adjust, smooth or supplement the underlying reports, and we did not add a single event of our own.